Financing
Capital structured. Returns optimised.
Fox Capital structures tailored financing solutions for real estate projects – from senior bank debt and mezzanine to whole loans and equity partnerships.
from € 0m
Financing volume
up to 0%
Loan-to-cost
0 hrs
First indication
0+
Capital providers
Instruments
Financing instruments at a glance
Every project needs its own capital structure. We combine the building blocks so that cost, risk and timing fit together – and explain transparently why.
Capital structure
How a structure comes together
A typical development stack: the bank covers the safe part, mezzanine closes the gap, equity carries the rest. The percentages shift with location, pre-letting and sponsor.
Schematic illustration, not a financing commitment.
- 01
Senior debt
0 – 60 % LTCBank or debt fund, first-ranking security
- 02
Mezzanine / whole loan
60 – 85 % LTCSubordinated, often with a PIK element
- 03
Equity
85 – 100 % LTCSponsor, family office or JV partner
Comparison
What the building blocks cost – and how fast they move
A rough read from live mandates. In a single case it shifts with location, pre-letting and sponsor.
Senior debt
First ranking
Whole loan
First ranking, stretched
Mezzanine
Subordinated
Equity
Last ranking
Process
From enquiry to drawdown
- Step 01
First conversation & key data
We clarify asset, volume, timeline and existing financing – confidentially and with no obligation.
- Step 02
Structure proposal
Within 48 hours you receive an assessment of a workable structure, a realistic leverage level and the cost range.
- Step 03
Document preparation
Teaser, calculation and cash-flow model are prepared the way credit committees and investment committees expect them.
- Step 04
Capital providers in competition
Parallel approach to suitable houses from more than 8,000 active lender relationships – simultaneously, not sequentially.
- Step 05
Term sheets & negotiation
Comparison of offers along margin, fees, covenants and prepayment – and renegotiation of the critical points.
- Step 06
Due diligence & drawdown
Support through review, documentation and funding, together with your legal and tax advisers.
„The best financing is rarely the cheapest on paper – it is the one that still holds when things are delayed.“
FAQ
The questions we hear most
Short answers from day-to-day mandates – including when a neighbouring service is the better route.
What deal size makes structured financing worthwhile?
We work from around EUR 2m. Below that, running a lender process rarely pays for itself. Above EUR 10m the gap between an off-the-shelf offer and a structured solution quickly runs into six figures.
How fast do we get a reliable indication?
With property documents, calculation and track record in hand: 48 hours for a first range. A signature-ready term sheet takes two to five weeks depending on complexity.
What if no bank comes along?
We look at debt funds, mezzanine or whole loans – and show honestly where capital costs start eating the project. At that point a sale through our transactions desk is often the cleaner call.
Why does the transactions side matter in financing talks?
Every lender wants to see the exit. Live sale mandates tell us what comparable assets actually achieve, so the exit assumption is evidence rather than a guess.
When is corporate finance the better route?
When the company needs capital rather than a single asset – growth, refinancing legacy debt or a shareholder change. Then we structure at company level.
Documents
View documents
We send these documents personally – leave your contact details and the package usually reaches you the same business day.
Related services
How this connects to our other mandates
Most questions do not stop at one discipline. These are the neighbouring areas – and why they usually come up.
Need financing?
Send us your key figures – you will receive an initial assessment within 48 hours. If a sale turns out to be the better route, we will say so.